"Please be advised that all payments made for events, program , product are final and non-refundable. In the event that you are unable to attend, your payment will be credited toward participation in a future event. Kindly note that we do not take responsibility for visa arrangements, including applications or approvals, for attendees outside of the United States. It is the sole responsibility of each participant to ensure all necessary travel documentation, including visas, are in order prior to the event."